What is a mortgage pre-approval?

If you’ve been thinking about buying a new home in the near future, it’s a good idea to get pre-approved for a mortgage loan. Getting pre-approved before you go house-hunting makes the whole process easier in the end. What is a mortgage pre-approval? House-hunting before being pre-approved for a mortgage is like buying a car…

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What You Need to Apply for a Home Mortgage

I need a home mortgage When you need a home mortgage, being prepared in advance will make the application process much smoother for both you and your lender. What to prepare ahead of time Clean-up your credit history – Try to improve your credit score as much as possible before applying for a home loan. Even a…

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What is the Rhode Island Rural Development Loan

A rural development loan is a great option for families looking to purchase a home in Rhode Island. However, there are several items and regulations to consider when choosing this type of loan. There are currently two types of RI rural development loans to consider. The first is a USDA Guaranteed Rural Development Loan. This is…

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How to Get Your RI Mortgage Quickly

If you’re like most home buyers, you don’t have time to waste when it comes to getting your Rhode Island mortgage. However, getting a mortgage requires some advance preparation in order to ensure a speedy turnover. Here are some tips for how to get your RI mortgage quickly so you can get into your new home now:…

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